Effective Date: September 17, 2026
These Terms of Service (“Terms”) govern your use of the website operated by Jake Jewell Insurance Advisor (“Agency,” “we,” “us,” or “our”), including our website, forms, communications, and SMS/text messaging services.
By using our website, submitting information through our website, or opting in to receive text messages from us, you agree to these Terms.
1. Insurance Information
Information provided on this website is for general informational purposes and is not intended to modify, replace, or constitute an insurance policy, binder, contract, or guarantee of coverage.
Insurance coverage is subject to eligibility, underwriting requirements, policy terms, conditions, limitations, and exclusions.
Submission of information through this website does not bind coverage. Coverage is effective only when confirmed by the applicable insurance carrier or authorized insurance representative in accordance with the terms of the insurance policy.
Quotes are estimates and may change based on additional information, underwriting, verification, or carrier requirements.
2. SMS/Text Messaging Program
By providing your mobile telephone number and affirmatively opting in to receive text messages from Jake Jewell Insurance Advisor, you consent to receive SMS and/or MMS messages from us at the telephone number you provided.
Messages may include, but are not limited to:
Insurance quote follow-ups, appointment reminders, policy and service-related communications, renewal information, customer service messages, promotional offers, insurance product information, and other marketing communications.
Messages may be sent using automated technology.
Consent to receive marketing text messages is not a condition of purchasing any property, goods, insurance product, or service.
Message Frequency
Message frequency varies depending on your interaction with us and the services you request.
Message and Data Rates
Message and data rates may apply. Please contact your wireless carrier for information regarding your mobile plan.
Opting Out
You may opt out of SMS communications at any time by replying STOP to any message.
You may also communicate your request to stop receiving text messages through another reasonable method, including contacting us using the information listed below.
After you opt out, you may receive one final text message confirming that your opt-out request has been received.
Opting out of text messages does not prevent us from contacting you through other methods when permitted by law, such as email or telephone.
Help
For assistance with our text messaging program, reply HELP to any text message or contact:
Jake Jewell Insurance Advisor
Phone: (651) 243-1380
Email: info@jewellfarmers.com
Supported Carriers
Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is outside our complete control.
3. SMS Consent and Privacy
Your privacy is important to us. Our collection and use of personal information, including mobile telephone numbers and SMS consent information, is described in our Privacy Policy.
Mobile information, including your telephone number and SMS opt-in consent data, will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.
We may disclose information to service providers that assist us in operating our messaging program, such as telecommunications providers and SMS platform providers, solely as necessary to provide messaging services on our behalf.
See our Privacy Policy at:
https://jewellfarmers.com/privacy-policy
4. Your Responsibilities
You agree that information you provide to us is accurate and that you are authorized to provide any telephone number, email address, or other contact information submitted through our website.
If you provide a mobile telephone number, you represent that you are the subscriber or customary user of that number or otherwise have authority to provide consent for communications to that number.
If your telephone number changes or is reassigned, you agree to notify us or opt out of messaging.
5. Website Use
You may use our website only for lawful purposes.
You may not attempt to interfere with the website’s operation, gain unauthorized access to our systems, submit fraudulent information, misuse website content, or use the website in violation of applicable law.
6. Intellectual Property
Unless otherwise indicated, website content, including text, graphics, logos, images, and other materials, is owned by or licensed to us and is protected by applicable intellectual property laws.
Third-party trademarks and logos remain the property of their respective owners.
7. Third-Party Websites and Services
Our website may contain links to insurance carriers, service providers, social media platforms, or other third-party websites.
We are not responsible for the content, security, availability, or privacy practices of third-party websites or services. Your use of third-party websites is governed by their respective terms and privacy policies.
8. Disclaimer of Warranties
Our website and its content are provided on an “as available” basis to the extent permitted by law.
We do not warrant that the website will always be uninterrupted, error-free, secure, or free from harmful components.
Nothing on this website should be interpreted as a guarantee that a particular insurance product, premium, rate, discount, or coverage will be available to you.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Jake Jewell Insurance Advisor will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our communications.
Nothing in these Terms limits rights or remedies that cannot legally be waived or limited.
10. Changes to These Terms
We may revise these Terms periodically. Updates will be posted on this page with a revised effective date.
Your continued use of the website after changes become effective constitutes acceptance of the revised Terms to the extent permitted by law.
11. Governing Law
These Terms will be governed by the laws of Minnesota, without regard to conflict-of-law principles, except where applicable federal law or the law of another jurisdiction requires otherwise.
12. Contact Us
Questions concerning these Terms or our SMS program may be directed to:
Jake Jewell Insurance Advisor
2799 Fernwood Street
Roseville, MN 55113
Phone: (651) 243-1380
Email: info@jewellfarmers.com
